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Who we are

THE SOLUTION FOR YOUR HOME CREDIT

Our goal is to negotiate a credit proposal tailored to your needs! A solution that meets your current needs and objectives, without compromising your future. After all, housing credit is a long-term decision!

  • We seek to deliver the best conditions on the market, saving you time
  • We simplify information and your decision
  • We help you save thousands of euros on your home loan
  • Pay less for your credit and save money on your budget
  • We value a quality service that simplifies, adds value and meets the needs of each client
  • We seek to build a lasting relationship with each client
Established Since

2003

How it Works

Discover the Phases of Process

Step 1
Form

Fill the form. Within 24 hours, a credit manager from our team will get in touch to request the necessary documentation.

Step 2
Document Collection

Send us all documentation so we can analyze and place your proposal for pre-approval

Step 3
Negotiation

We will negotiate the best conditions for your home loan, including the insurance associated with it.

Step 4
Solution

With approved proposal(s), we will accompany you throughout the process until the day of the deed.

Our Value

Alone we can do so little, together we can do so much.

We prioritize honesty, transparency, and client satisfaction, ensuring you receive the best mortgage solutions tailored to your needs.

Our Vision

To be Portugal’s most trusted mortgage brokerage, known for our commitment to excellence, customer-centric approach, and innovative solutions.

Our Mission

To provide exceptional mortgage brokerage services, delivering personalized solutions that make homeownership accessible and stress-free for everyone in Portugal.

Our Motto

Your Dream Home, Our Dedicated Service.

What we offer

Mortgages so simple, you see what you get.

Home Buyer Mortgages

Tailored solutions for first-time buyers, ensuring affordability, flexibility, and expert guidance throughout the process.

Vacation Home Loans

Finance your dream vacation home with our flexible mortgage plans designed for secondary residences.

Investment Mortgages

Tailored mortgage solutions for purchasing rental or investment properties with competitive rates.

Commercial Mortgages

Get customized financing solutions for your business property needs, including offices and retail spaces.

Mortgage Refinancing

Lower your monthly payments or access home equity with our streamlined refinancing options.

Equity Release

Access your home's equity for renovations, debt consolidation, or other financial needs with ease.

Why Choose us

Your Mortgage Solution Starts Here

Unlock personalized mortgage solutions tailored to your needs and goals. Reach out for expert guidance and unbeatable rates.

Competitive Pricing

Offering unbeatable rates and transparent fees to ensure you get the most competitive pricing for your mortgage.

Free Consultations

Get expert advice tailored to your needs with our complimentary mortgage consultations. Schedule yours today!

Lifetime Tracking

Track your progress and make informed decisions with our comprehensive lifetime tracking services for mortgages.

24/7 Premium Support

Accessible expert assistance around the clock, ensuring your mortgage queries are addressed promptly and effectively.

Common Questions

Most Popular Questions

The credit intermediation service is free for the customer, through the partnerships we have with banking institutions. When we find clients for banks, after your deed, the respective bank will pay us a small commission.

Without having all the essential documentation and information on our side, to be able to defend the RIGHT conditions for you in the best possible way, we will not be able to present you with the best solutions. Therefore, we will also need your help to achieve a quick and effective process! Count on us and we'll count on you!

No. And we explain why. We believe that a quality service involves presenting you with a tailor-made solution, and as we know the market well, the conditions and campaigns of the various banks, we work to ensure that this is achieved by presenting a maximum of one to three proposals, and that will meet your goals and needs!

We have binding contracts with the following banks: BANCO SANTANDER TOTTA, SA, UNICRE - INSTITUAÇÃO FINANCEIRA DE CREDIT, SA, BANCO BPI SA, NOVO BANCO, SA, ABANCA CORPORACIÓN BANCARIA, SA, BRANCH IN PORTUGAL, UNION DE CRÉDITOS INMOBILIÁRIOS, SA, ESTABLECIMIENTO FINANCIERO DE CREDIT (SOCIEDAD UNIPERSONAL) - BRANCH IN PORTUGAL, CAIXA GERAL DE DEPÓSITOS, SA, BANCO CTT, SA BANKINTER, SA - BRANCH IN PORTUGAL, information verifiable at https://www.bportugal.pt/intermediariocreditofar/browmil-mediacao -imobiliaria-lda.

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Partners:

Testimonial

Client Feedback

4.7/5
Catarina Jorge

Ines Pereira accompanied us throughout the process, always available and helping us find the best option for our needs. We highly recommend the service, it simplified everything.

Carlos Correia

Impeccable service from start to finish of the process, in our case especially because my wife and I work as international truck drivers, our process took a lot of effort due to our driving journey, this was no obstacle, as Mrs. Filipa Passarinho is always happy to provide our services. And based on our great experience, I have nothing but PRAISE to say.

Anabela Pinto

Empresa espetacular, que muito deve á excelente funcionária Inês Pereira da DS de Sintra. Pois é a profissional mais competente que já conheci. Sempre disponível, informada, pontual, dedicada e simpática. Ajudou-nos imenso a transferir o nosso crédito habitação de uma entidade para outra com a maior facilidade possível, e rápido, em menos de um mês... Bem hajam, pois vou poupar bastante com esta mudança. Recomendo mesmo!!

Get in touch

What can we help you with today?

Reach out today and take the first step towards homeownership

Household

Rua Câmara Pestana Edificio Sintra, Loja 1, 2710-719 Sintra

+351 914 766 901

sintra@decisoesesolucoes.com

Send us a message

Reach out to us and let’s discuss your mortgage needs.